Saturday, December 12, 2009

Christmas Priorities

Once again it is the Advent season and, as it does every year, life gets more hectic. One's job demands increase as work needs to be completed before the end of the year. The children all need to be brought to their various Christmas events. The shopping, of course, has to get done before the big day. All the decorations have to go up and the tree prepared. It just becomes so overwhelming. Yet we do seem to get through it every year…or do we?

For Americans, President Dwight D. Eisenhower declared December 25th a national holiday after World War II in thanksgiving for the triumph over the evil fought against during the war. For those of us who are Christian, of course, the day is the celebration of the birth of our Savior. It is a time to remember the love shown to us by God incarnate that day some 2000 years ago as he humbled himself to be born as we are born.

The message of Christmas is not something that should be lost in the preparation for the day. Rather the preparation should be the prayer that leads up the celebration of the wondrous day when the Blessed Virgin gave birth to our God. Our minds and hearts should be on Jesus' love for us as we prepare for the day of celebration.

What a wonderful gift we have all been given. We have the opportunity to make our own choices; to be part of a country where the laws are derived from the word of God. When God made man, he made him free. When Jesus came, He freed man from sin. A wonderful gift to give this year is the gift of freedom to your fellow Americans.
I wish you a Blessed Christmas and many years of freedom to come.

Joseph L. Conigliaro

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Friday, December 11, 2009

When it Looks the Worst is Usually the Presentment of the Most Opportunity

Why is it that doom and gloom are glorified and sensationalized by the media while hope, abundance and societal abundance are not even on the radar? People will be glued to their TV set with the onset of a national disaster or horrific Hollywood divorce but will not listen to an ad in a newspaper or on the internet of how home based businesses and internet marketing secrets are changing the face of our economy in a seemingly underground society? It's as if people who seek out alternative information and subject matter to start their own entrepreneurial enterprise are part of some sort of malicious revolt or cult.

We do not have to look far to hear terms like foreclosure, bank failures, 3rd quarter earnings plummeting, anti-psychotic prescriptions at all time highs, housing market slides again and all the other negative rhetoric. It has become a pandemic within society for people to listen to the next presidential announcement to guide them in their next life decision. Bailouts, Health Care Reform, Monetary policy and the War in Iraq are at the forefront of every uninformed Americans mind whom continues to believe that big government are somehow going to save us from collapse. But, if people are willing to stand up and be counted there is a whole another freedom fighting regime that has sprung up in this Mega Information Era to inform, create, empower all walks of life to regain control of their time, money and family values in order to survive and thrive in this ever perplexing environment.

An underlying mindset has been formed within societal enslavement of the uninformed that we somehow are entitled from our government and cartel elitists to receive some sort of monetary bailout or handout from this elusive entity. We must break this pattern if we are to have any hope in regaining control of our emotional, financial and socioeconomic destinies.

There are a couple age old sayings that can be applied to our current paradigm that can leave some clues on our next move. "When things seem the worst, are usually when they turn", "It feels like the calm before the storm" analogies are directly related to today's unrest if we look closely. After the Great Depression of the late twenties and early thirties, more opportunities for economic growth, individual millionaires, and emotional hysteria were created than any other time in history. Even though most of us cannot give a firsthand account of those times, I think it's fair to say times were tough, optimism was lean and many suffered depression, suicide and many other emotional issues due to the touch economic times. With all of that, the informed and optimistic found ways to prosper and take advantage of the opportunities that present themselves in times of calamity. Ever notice that the "informed" always seem to come out on top? What is it they know that we wish we did? Am I defective in my thinking and do I need to be put on medication to deal with the economic stress?

In most cases, the answers are quite simple but have been deliberately hidden from the mainstream for selfish and monetary reasons of control, manipulation and greed by the cartel based money crooks. People are people, information is information and mis-information is mis-information. Could it be possible that in these times of unrest that we are getting ready again for yet another paradigmatic shift in our thinking, our way of life and our economic models to prepare the "informed" for the largest transformation of wealth this country has ever seen? YEP!

You guessed it. The internet is providing the framework and tools to be able to capture our share of wealth and prosperity within this paradigm shift. With jobs being downsized and lost at an alarming rate, families losing their homes and the depression rate at all time highs it is high time we listen to mentors and coaches who have had the "rubber meet the road" rather than a boss, financial planner, psychiatry, mainstream doctors or any other societal manipulations that control our thoughts and emotions. Enough is enough! With the advent of internet commerce and the exponential transfer of information people now have access to launch their own entrepreneurial enterprise on the net to leverage their time, which is their most valuable resource. Home based businesses are a catch phrase just like cell phones and I Pods but there are certain key components one must look for or they can get caught up in the maze of information just like the "no roaming" craze in that ear piece.

There are over 79 million Google searches every month for people wanting to fire their boss forever and get out of that cubicle of enslavement but also comes that stigma of "I will get scammed on the internet" if I listen to anyone on the internet. Nothing could be further from the truth. There are a few simple steps you can take to launch your own "legitimate" and provable system and conduct a business from home in your pajamas. First, you must do your research and use commons sense. If a business opportunity will take anyone with a pulse and promises 50k in 30 days than it is most likely a scam. If there is no application process just like a job would have or no upfront due diligence or financial commitment than it's probably a scam or a Multi level scheme with no proprietary product lines to back the model. There must a proven, systematic model with true, tangible products to back the compensation plan. Bottom line, if your only hope is to sign up 300 people under you, hope 50% of them do their job, and you can make 1-2k per month if those things happen, this is NOT a viable model. Lastly, there must be real people, real coaching and approachability to the system. Have you ever signed up for something without talking to anyone?

We have proven our financial model is broke, the industrial and technological and dot com busts are over and we can no longer rely on a boss or some perceived expert in any area of our life so our only hope is to seek out mentors and elite coaches who have "walked in your shoes". They have a definitive WHY driving them to success. They fired their boss and are living a life they have created and are willing to help you find your WHY! WHY not entrust someone you can communicate with about trials and tribulations and who has a vested interest in helping you live the life you deserve? Here is a little secret to finding the opportunities that exist when times look the worst. Talk to people! We have become way too isolated in our cubicle and hibernation in our own troubled world. If you are willing to stand up and work as hard for yourself in Free Enterprise wealth creation as you did for your boss, it's time to find opportunity in the times looking the worst.

Copyright, Scott Lifer 2009

Scott Lifer- Author, Professional Speaker.
Master Online Marketer for Mega Information Era.
http://www.wakeupcents.com
Coach and Mentor guiding people to an online successful business.

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Wednesday, December 9, 2009

Stop Taxing Me to Pay For Other People's Expenses

The Tax Revolt this time was peaceful, will that continue as inflation rises, taxes rise and standard of living fails? There are after all more nightmares to come in our overall economic health in America. For instance; Medicare is a nightmare and major financial crisis for this nation. Social Security is nothing more than a Ponzi Scheme Time Bomb. How big are these monsters amongst us? Try 110 Trillion Dollars? How much is that?

Well, it's about twice as much as all the assets owned by every US Citizen, that's how much it is. Interestingly enough, the Democrats want to increase the coverage, and dig us deeper into the next major crisis. Is it any wonder that there was a bit of tea being thrown around on Tax Day 2009? I would recommend that everyone read;

"Free to Choose" by Milton and Rose Friedman in 1980.

In this book he explains how unethical it is to take or steal money from you and I and then use it to pay for other people's needs and why such a fundamentally flawed system is bound to fail, regardless of the issue that it is currently a Ponzi Scheme. Ponzi Scheme in that money is taken in the form of payroll income taxation and then spent in the general fund, then the government borrows money to pay for the services they promised as they come due.

Obviously, this way of misappropriation is so very similar to the Madoff Case and to think it is our own government doing it, well, that ought to make anyone's tea boil? Think on this.

Lance Winslow enjoys community philanthropy - Lance Winslow likes small business. Lance Winslow has also been involved in the Oil Industry; http://www.oilchangeguys.com/aboutus.shtml/.

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Monday, December 7, 2009

Crises Can Open Opportunities For Loss of Freedom

Crises, whether real or contrived, open opportunities for ignoring constitutional issues. With almost every state experiencing budget shortfalls, The Dow Jones newsletter Tomorrow's News Today predicts that states will be forced to lay off 900,000 employees to balance their budgets. Such conditions may well encourage leaders to act, without following due process.

New Mexico is facing a $600 million shortfall for the current fiscal year. A special session of the state legislature was called to make decisions about the budget. An agreement was hammered out on the last day of the session and forwarded to Governor Richardson for approval.

Governor Richardson delayed signing until the last day, then vetoed some provisions while accepting others. He and his advisors then produced their own program which was published as an executive order, rather than bringing the legislature back to produce acceptable legislation.

The purpose of having an Executive Branch, a Legislative Branch, and a Judicial Branch in our state government is to prevent excessive power being concentrated in one group or person. By issuing his executive order, Bill Richardson has usurped the legislatures authority to make the budget go his own way, thereby in effect negating all the votes of the citizens those legislators represent. They each represent smaller constituencies, and thus their decisions should be more representative of the people's desires.

Unfortunately, he is not the first politician to use a crisis to set aside legal restraints. George Bush did so several times using the 911 attack as an excuse. The CDC has used numerous health threats to se aside legal protections of businesses and individuals in the guise of resolving a health crisis. The Treasury Department has used the same principle in handing out bailout money without obeying congressional guidelines.

As state shortfalls increase, these types of over stepping authority are likely to become more common. It will be easy for constitutional authority to be usurped, in many cases unintentionally, but also deliberately. If such actions are ignored, we may well find most of our freedoms and protections taken away.

The book, The Tyranny of The Urgent, describes the pressure to take action on seemingly urgent affairs. As a result, people neglect more important issues in an effort to relieve the pressure. Claims of crisis produce a similar sense of urgency, and people become so focused on the crises they ignore other issues. It really doesn't matter whether the crisis is real, as long as people believe it to be. Con artists find it easier to invent crisis than to find a real one.

Former President Clinton said it would be better to pass even a bad bill than to do nothing in encouraging congress to pass the Healthcare reform bill. He failed to take into account the results of the Creditors Rights bill Congress just passed. Less than a month after passing, many credit card users found their interest tripled or more. Fees on almost all accounts were increased and new fees were imposed. A defective bill made the problem much worse.

The old saying "if you don't have time to do it right the first time, How will you ever get time to do it again?" is even more important in legislation than in many other areas, because it affects more people. Allowing a sense of urgency to rush into ill-conceived legislation is dangerous.

Hitler, Mussolini, Stalin and many others have used Crises to gain power. To avoid losing our freedoms, we need to periodically step back and observe the other things that are happening, things which most people seem not to see because they have become equally focused. People, including reporters and politicians, find it easy to follow the crowd, but sometimes the crowd is wrong.

An example is the focus on Global warming. The media reported that two years ago farms in Sweden were discovered that had been covered with ice since the early 1700's. The so called "proofs" of Global warming actually showed that during the 1600's temperatures were warmer than they had been until the present time. The claims of urgency have distracted people from checking out the facts. If it continues, it will result in serious problems due to misguided decisions.

One principle is to follow the money. If Al Gore will make one hundred million Dollars by convincing people that Global warming is real, he has a vested interest in doing so. His claims need to be supported by other research. The same is true with the H1N1 swine flu crisis. The medical establishment makes $25 per shot. That's a lot of money if they can get half the population to get shots. It could well cause them to overlook evidence which doesn't support vaccinations. Does this mean that there is no problem? Obviously not, but it does indicate we need to examine the crises more carefully to determine what the real problem is.

When proposed actions ignore the constitution or peoples rights, they need to be especially closely examined as their effects are so serious, and difficult to undo once in place.

For information on what the Bible teaches about various situations by the author go to http://BeingChristianToday.Blogspot.com.

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Saturday, December 5, 2009

The Trust of Public Office

"The very essence of a free government consists in considering offices as public trusts, bestowed for the good of the country, and not for the benefit of an individual or a party" John Caldwell Calhoun 1782-1850, speech [February 13, 1835] from Bartlett's Familiar Quotations

Friday, December 4, 2009

Book Review - The Accidental Billionaires by Ben Mezrich

Upon examining the cover of The Accidental Billionaires: The Founding of Facebook: A Tale of Sex, Money, Genius, and Betrayal, one sees two martini glasses and a bra thrown carelessly on the floor. The cover gives a glimpse into the world of Mark Zuckerberg and Eduardo Saverin, the founders of Facebook. The author, Ben Mezrich, tells the true story with help of Eduardo Saverin of how Facebook was started and how it has become a dorm-room experiment worth over fifteen billion dollars.

Mark Zuckerberg and Eduardo Saverin met at a fraternity related function while freshmen at Harvard. Mark Zuckerberg had the privilege of being extremely smart while Eduardo Saverin was very outgoing and likable. They stared at each other across the room as Eduardo was talking up a storm and Zuckerberg was being a wallflower. The two ended up talking and becoming unlikely friends. Saverin revealed that he was trying to become a member of the revered Pheonix, a social fraternity at Harvard that threw the best parties. Zuckerberg proved to have a unique personality and sense of humor, never really revealing his true thoughts or emotions.

Since Saverin was the social one and Zuckerberg was painfully introverted, Saverin found a pair of girls for them to go out with one night. Both college guys were interested in getting girls, but Zuckerberg did not know how to go about approaching them. The four people went on a double date, and Mark was shot down and left the date extremely angered. The girl had no interest in him at all. He decided he would use his computer science degree and overwhelming knowledge of the internet and programming to get back at the girls of Harvard.

Zuckerberg started by hacking into the university's dorm rosters and loading pictures of every person on campus into his computer. He originally intended to place the pictures of all the girls next to a picture of a farm animal to really insult them. However, he decided against the idea and ended up making a system where people could rate guys and girls on their "hotness". He called the site Facemash. The site was largely successful as people emailed the site to everyone they know and there were thousands of visitors in only one day. Mark never imagined this site would blow up as it had and knew that he may be facing some legal issues. Girls and guys all over Harvard's campus were angry that people were rating them on how hot, or not, they were.

Harvard's review board ended up talking to Zuckerberg in private where he told the board that he never intended any harm, and the website was quickly removed from the internet. He was let off the hook, but could not cause any more trouble. Now that he made such a successful website, everyone knew who he was. Many people hated him, but there were thousands of people who loved him. Two of the people who wanted to talk to him and get to know him better were two members of Harvard's prestigious rowing team, the Winklevoss twins. These two men were dashingly handsome, all of the girls wanted them, and they would most likely represent the United States in the Olympics one day.

The Winklevoss twins started emailing and meeting with Mark to discuss their idea; they wanted to create a social networking site where people on Harvard's campus could communicate and hook up. It was basically a way to meet guys and girls without having to go through the odd introductory period. Mark seemed excited about the idea and saw its potential and agreed to help the twins with the coding part of their project. However, all along the twins did not promise Mark payment or any type of reward, only the promise that he would be able to meet people. Zuckerberg quickly began working on the project, but realized that the website was not aesthetically pleasing and was lacking some key elements. He stopped working on the website and had to avoid the twins as they continually asked him about his progress, while starting a project of his own on the side.

Zuckerberg came up with an idea similar to that of the Winklevoss twins called thefacebook. This site would not only allow people to meet one another, but would allow them to create circles of friends, post pictures, talk about their interests, and even leave messages on their friends' "walls". The website was released and took off again. Everyone knew Zuckerberg and how he could create amazing websites, and they all wanted a piece of thefacebook. Mark's website soon had most of Harvard's campus registered. Other schools nearby joined in too and millions of people had joined thefacebook within a year.

While Zuckerberg enjoyed his success of thefacebook, his ties with Eduardo Saverin and the Winklevoss twins went sour. The Winklevoss twins knew that something was unfair about Zuckerberg's new website which seemed nearly identical to theirs. They ended up threatening with a lawsuit and being rewarded with an estimated 65 million dollars once Facebook was a world wide phenomenon. Eduardo Saverin was in a similar boat when Zuckerberg realized that he was not really doing anything for the company. Saverin had only fronted several thousand dollars to set up the website and had played a backseat role ever since. He was eventually phased out of the company once it when public and he sued Zuckerberg as well. No one really knows what his compensation was when he won the lawsuit, but his name has mysteriously reappeared on Facebook's ownership list.

Along with fame and money, one thing was for certain: girls would follow. Zuckerberg and Saverin had their share of girls once thefacebook became popular. Zuckerberg even found him involved with a Victoria's Secret model at a California club thanks to his newfound friend, Sean Parker. Parker is a Silicon Valley celebrity since he founded Napster. His file sharing community took the world by storm before he was unfairly evicted from his own company and made nothing from it. He went on to found several other companies of note and seemed to have an eye for great talent.

Parker forced his way into thefacebook. He found out about the company after he woke up in some girl's bedroom one day and found thefacebook open on her computer. He browsed the webpage for a few minutes and knew he had to contact Zuckerberg. Parker had the ability to take Mark's company to the next level since he had already been to the top and knew a lot of very rich people in very high places. Zuckerberg took Parker along for the ride, thefacebook became Facebook, and the company went from pretty big to enormously popular. Every college and university became involved with Facebook and Zuckerberg's worth went from nothing to billions of dollars in only a few years. Parker may have made some money off of his shares of Facebook, but was also kicked out of the company eventually due to legal issues.

Mark Zuckerberg is worth over 15 billion dollars today; he is the youngest billionaire ever. Companies and investors are dying to buy even small portions of his company, but Zuckerberg knows he is sitting on a goldmine which will only become more valuable. He did decide to sell a few percent of his company to his idol, Bill Gates of Microsoft, for over two billion dollars. He will comfortably live off this money and then some for the rest of his life and can keep building Facebook for the fun of it. Zuckerberg is an inspiring success story showing that the quiet, nerdy people can really create some waves in this world. This book is highly recommended and is rated 4.5 out of 5.

Daniel Breedlove is the owner and manager of Corner Office Books, the internet's premier website on business book reviews and sales. For hundreds of reviews of the best business books available, visit the website at http://CornerOfficeBooks.com/

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The Accidental Billionaires: The Founding of Facebook A Tale of Sex, Money, Genius and Betrayal

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Wednesday, December 2, 2009

Health Care Plan, Pros & Cons - What About the Constitution?

There is daily coverage of the 2009 Health Care Reform Bill pros and cons. The coverage is incessant and well it should be. It will change our lives. However, there is a fundamental question that is ignored, what about the Constitution?

Very recently, Speaker of the House Pelosi was asked by CNS News, "... where does the Constitution grant Congress the authority to enact an individual health insurance mandate?" Her response was, "Are you serious? Are you serious?" CNS News: "Yes, yes I am."

Later, Pelosi's press secretary went on record as saying, "That is not a serious question." My question: "Asking for Constitutional clarification is not a serious question?"

I have another question just how many of our Senators and Representatives do you think have actually read the Health Reform Act? Yes, I think you are right. Not very many.

Regardless, it seems to me that it is not within Congress' or President Obama's authority to dictate to any citizen whether an individual must carry health insurance. How about you? How do you feel about it?

It is like automobile seat belt laws. I know that there is evidence to support the use of seat belts. Still, in my naive way of thinking, I cannot accept being fined for not wearing my seatbelt. There is no evidence that my not wearing a seatbelt will hurt any one else.

So then, this law, the seatbelt law, is a law for my own good. A law passed by those that know better for my own good. Whatever happened to my unalienable rights? I realize that those unalienable rights are not part of the Constitution but they are words on which this nation was founded (The Declaration of Independence).

Some would argue that enacting a Public Health Policy requiring health insurance under penalty of prosecution falls under the Congress' Constitutional prerogative or right and duty "to promote the general welfare". I agree.Promoting the general welfare is Congress' obligation. However, it is not their prerogative, duty or right to dictate the general welfare. Promoting and dictating are two distinct words with completely different meanings.

Any law that would require a citizen to insure himself for his own protection under penalty of prosecution is not promoting. That is dictating. It is enforcement, not a suggestion.

Do not confuse the likes of auto liability insurance, which is an enforced law in most of the country, with a required health insurance mandate.

Liability insurance protects you from the consequences of someone else's actions. If someone causes harm or damage to you or your property, you have recourse. Liability insurance protects you from someone else's negligence not your own.

Requiring liability insurance is promoting the general welfare. That mandate protects you from others. Health insurance protects you for you. It does not protect you from someone else.

Requiring me or anyone else to have medical insurance under penalty of prosecution is just plain wrong.

Maybe we should also require mandatory life insurance, so that I can pay those exorbitant funeral costs. What do you think?

There are many events and issues that deserve honest non-partisan review. Tony Perez is the editor of just such a review.

You can express your objective non-partisan opinions and comments at http://The-Independent-Voice.com. Go there now and give us your insight.

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