Saturday, September 5, 2009

Health Care Economics

If nothing else, the political process in this country is exciting when it gets heated up. I haven't seen such commotion since I don't know when. Congressmen and senators are having town hall meetings across country attempting to sell a healthcare bill that isn't quite fully written, several versions of which are in excess of 1000 pages and written in a legalese that would make any laymen's head spin. It is enough to make anybody anxious about the future of our health care system.

President Obama tells us that if we don't do something now, the current system will implode. Politicians are calling citizens who disagree with them "Nazis," and the democrats say that all those people that show up at the demonstrations and town hall meetings have been put up to it by the Republican Party. The press and the comedians are as divided as the parties as is hyperbole that comes with any emotionally charged discussion.

So with that said, I would like to take a more simplistic and logical view of the health care issue in the context of our current economic situation. Our current situation appears to be this:

1. 85% of the people have health insurance and are satisfied with the policy they have;

2. The country is currently 7 trillion dollars in debt, (approximately $23,000 of debt for every man, women and child in the county), and that debt is projected to go to 9 trillion dollars over the next ten years.

3. The latest count of illegal aliens currently in the United States is approximately 12 million. When these people visit our hospitals and clinics more often than not they cannot afford to pay the bill.

4. Hospitals by law cannot refuse treatment because of inability to pay. A double edged sword in that, we are showing our generosity to those less fortunate, but the hospitals pass their costs for this unreimbursed mandated care on to the patients who can pay, again raising medical costs and insurance rates. This law turns out to be a mandated subsidy for the poor paid for by the responsible paying patrons of the hospitals.

5. This country is lawsuit crazy. Medical malpractices suits, both frivolous and justified, contribute once again to increasing medical costs and medical insurance costs not only because of the cost of the suits and the large and often time excessive awards, but also through the extreme defensive medical practices that doctors and hospitals employ in order to avoid law suits and avoid loosing law suits.

6. Projections are that both Medicare and Social Security will be paying out more money than they take in a few years. (This item alone should give one pause when considering the resolution of the problem through government programs).

7. The unemployment rate in the country is currently 9.6%.

When considering the above items, why would anyone want a government run health care system? It would be just more bureaucratic waste and inefficiency. The healthcare bills currently in Congress are a smoke screen for the government's failure to control our boarders, provide meaningful tort reform, control wasteful spending and represent its citizens honestly. As it looks now, if anything passes. it will more than likely deal a catastrophic blow to the economy when implemented.

I believe we need to focus on the cause of the problem, not on the symptoms.

  • Let's fix the tort system.
  • Let's enforce the borders and remove all illegal aliens from the country.
  • Let's cut corporate taxes so that corporations find it profitable to have their companies in the United States.
  • Let's implement health saving accounts for standard medical care and have insurance for the big ticket items.
  • Let's take insurance away from employers and put it in the hands of consumers.
  • Let's put America back to work so that more people can have health insurance.

If we do these things I believe, medical services and medical insurance costs will come down, that in turn will help the economy to recover, and that will get more people covered.

Joseph L. Conigliaro

http://www.pippoproducts.com/products.html

3 comments:

  1. Now that the Federal judge has refused any delay in implementation of mandatory E-Verification system for all government contractors. It is time to impose federal mandated standards on every state and local government as well, not to forget every business nationwide. But not on a voluntary basis anymore? For once the open border, globalists lawsuits have been finally apposed by the courts. But we cannot, must not allow them to gain the advantage again, as they have in the past. We must in addition fight against any path to citizenship. It will be a running battle against special interest groups contrary to unemployed citizens and legal residents. In 1986 the immigration control and reform act became law, but was undermined, mismanaged and severely under funded. What we had was an important piece of legislation that was disregarded and used fraudulently. GOOGLE--NUMBERSUSA & JUDICIAL WATCH FOR MORE DETAILS.

    Instead of moving towards another controversial new immigration reform law, the legislators can author amendments to the Simpson/Mazzoli bill? First and foremost it requires no more Amnesties? Next! Follow the example of Australia's and now the United Kingdom's strong opposition to mass immigration. Overwhelmed by slack laws, Britain and Australia have addressed the massive problem, by allowing only the well educated, tradesman and professional people into each nation. Unlike ourselves the US politicians have catered to big business—IN CORPORATE WELFARE--and covertly removed any serious enforcement at the borders or ports of entry. Years of intentional apathy and self indulgence has allowed the tolerant invasion of destitute foreign workers and families, costing taxpayers trillions of dollars in welfare benefits. The Border States specifically have succumbed to millions of illegal occupiers who have drained government treasuries



    A public option in health care can never be, while taxpayers are forever opening their wallets to supporting the poor of other lands? We cannot afford to subsidize foreign workers anymore? The bill has no restriction in the wording to authenticate a persons legal status. Personally, I want a single payer system to stop the profiteering by insurance companies, but I don't want to be taxed for underwriting illegal immigrants and their families? Even if they add an amendment declining illegal immigrants from the health care bill, they will still be included if the Democrats enact another path to citizenship? Then what about the others on the opposite side of our weak fence, they will hear the Amnesty bell chiming and rush for the border, or enter as tourists in an airport.

    Allowing people into America as guest workers to work in agriculture became a parody. Given amnesty in 1986 they moved away from the fields and moved to higher paying jobs bring in their immediate family members. In 1986 the 3.5 million legalized people fraudulently materialized to be 5 million. Today under labor laws the guest workers who enter under special visas, are supposed to return to their country of origin? This of course never happens and therefore hundreds of thousands disappear into America and then farmers must import more to pick fruits and vegetables. Mandatory E-Verify, to control illegal immigration on a nationwide grand scale would drive foreign aliens from the workplace, when they are identified.

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  2. The career politician’s who cheat taxpayers by prostituting their services to big business, must not stay in Washington to defy public voices ever again. A POSSIBLE REWARD FOR REPORTING SUSPECTED EMPLOYERS OF ILLEGAL ALIENS, CALL THE IRS HOTLINE 1-800-829-0433 GOOGLE their website! The IRS does not take kindly to employers that seek to evade taxes by paying cash for day labor as this is especially common practice at construction sites. Call up the politicians you voted for at 202-224-3121 and tell them NO MORE AMNESTIES!. YES TO A PERMANENT E-VERIFY! BUILD THE ORIGINAL TWO-TIER FENCE! ENFORCE THE 1986 (IRCA) IMMIGRATION LAW THAT'S ON THE BOOKS. DON'T OVERPOPULATE AMERICA!

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  3. Here is a bit of a flip side view. It may just be illegal aliens that lighten the coming depression in this country. It is not all bad having them here, because most are hard workers. I just do not want an unprotected underclass or an over privileged class (one congress is enough) in this country. Our laws should be respected. I understand that many of these people are escaping poverty, but that is not an excuse to disobey our laws. Our law that forces hospitals to serve everyone is unjust. We should not force hospital to take care of everyone. They should do it out of their own generosity. At the same time it is our governments duty to stop the illegals. There failure to do so is a breach of trust.

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